Everyone’s situation is unique, and the advantage of Smart Planner is that it considers your unique money status and crafts step-by-step recommendations customized just for you. No two reports are alike, and the regular follow-up emails will keep you on the path to financial security.

“A few years ago I concluded that as a single person, I was on my own as far as getting my financial act together. That’s not a good feeling. I took a chance with Smart Planner – not a big chance since it’s very reasonably priced compared with a financial planner, which I couldn’t afford. What a delightful surprise. The report understood my own financial needs and gave me a great list of recommendations, which I am in the process of implementing.”

Single parents are doubly challenged. First, you need to create a financially stable life for your family now or in the near future. Second, you should prepare to meet large expenses in the future, which often includes a home and college education. Smart Planner will provide you with easy-to-follow guidance to help you meet your financial challenges and achieve a good financial future.

“I’m a low income single mother who really wants to make a better life for my kids. My friend told me about Smart Planner. Wow, what a difference. It speaks to families like me and shows me how to start small to build up my savings and how to obtain the insurance we need.”

Partnered couples face some special financial and estate planning needs in addition to matters shared by both partnered and married couples. Smart Planner has been very popular among partnered couples because it deals with their total financial lives, including areas that are unique to them.

“My partner and I have been together for almost a decade and had many questions about our financial status. Smart Planner is not a “one size fits all” financial plan. Our report helped us in every area of our financial life with emphasis on matters that are unique to partnered couples. What a great service.”

While not commonly considered by financial planners, DINK (dual income, no kids) couples have financial concerns quite different from couples with children. Smart Planner considers these matters so your report will be remarkably useful both now and in the future.

“We are so happy with our Smart Planner report and periodic reminders. It’s worth many times its cost. It’s remarkable how the report addresses our unique situation – a couple with no children. It didn’t waste our time covering areas that don’t pertain to us.”

There’s no getting around it. Children are expensive, and the costs don’t usually end when they leave the nest. Smart Planner will customize your recommendations to take your own family situation into account, whether you’re concerned about meeting college costs, helping adult children, or making sure your will is structured to help them out later on. Of course, your Smart Planner report will also provide guidance and periodic reminders on all other important areas of your financial life.

“We had broken every money rule in the book. Scant savings, overindulged children, no plans for the kids’ college or our retirement. We had heard about Smart Planner, so we completed the questionnaire (very simple) and our report put us on the right track. It didn’t criticize us. Instead, it showed what we need to do and provided a timetable to do it. The tasks Smart Planner laid out are relatively painless and after just one year, our family finances are in much, much better shape.”

Separation and divorce is almost inevitably a time of anxiety, both personally and financially. Smart Planner is just the resource you need to adjust to your new financial life. Your report will cover all financial areas, taking into consideration your new status, so that you can approach your financial future with confidence.

In addition to the inevitable trauma of losing a spouse, you also must grapple with changes in your money situation. Smart Planner can be indispensable in providing guidance and recommendations, all taking into consideration your current and future financial status.

“While my late husband left me with more than enough money to live on, I had never been involved with our finances and worried that I’d make some mistakes that could hurt me and my children. Fortunately, my Smart Planner report service reviewed my situation and gave me the knowledge and guidance I needed to take control of all areas of my financial life.”